Long-term care insurance subsidy

What to consider:

The health insurance company serves as a point of contact for all matters concerning health and thus also one's own mobility. The extent to which the health insurance company will subsidize the purchase of a stair lift depends on a single prerequisite: The applicant must have a care degree. Before purchasing a stair lift, it is best to contact your health insurance company and find out about the current requirements for your care degree and the possibilities of a subsidy or cost absorption on the part of the health insurance company.

What condition must be met:

Since January 1, 2017, the five care degrees anchored in the Care Strengthening Act 2 have been in effect, replacing the three care levels that applied until then. If persons in need of care are recognized by the care insurance fund as having a care level, they can apply to their health insurance fund for a financial subsidy for barrier-free (construction) measures. This includes, for example, measures to reduce barriers, such as a stair lift. This is possible within the framework of the financially viable age-appropriate adaptation of living space.

Long-term care insurees with a care degree of 1 or higher can claim a one-time subsidy of up to € 4,000 for the installation of a stair lift. This one-time subsidy is paid out by the long-term care insurance fund to make the living space barrier-free and thus age-appropriate. The grant can be used for any barrier reduction measures. If several people in need of care live in a shared apartment, the subsidy is a maximum of 4,000 euros per person in need of care. However, the total amount per measure is limited to 16,000 euros. If the need for assistance should ever change, it is also possible to receive the subsidy a second time after consultation with the long-term care insurance fund.